by Smith & Griffith Real Estate Team | Dec 4, 2025 | Announcements, Ask The Mortgage Expert
Figuring out how much mortgage you can afford can feel confusing, but it doesn’t have to be. Lenders use simple rules to decide how much you can safely borrow. Here’s an easy breakdown. What Lenders Look At Lenders check how much of your income goes toward: Housing...
by Smith & Griffith Real Estate Team | Sep 4, 2025 | Announcements, Ask The Mortgage Expert
With real estate values climbing across Alberta, many homeowners are sitting on a significant amount of equity in their homes. What does this mean for you? That untapped equity can be a powerful tool—whether you want to finally tackle those long-awaited renovations,...
by Smith & Griffith Real Estate Team | May 13, 2024 | Announcements, Ask The Mortgage Expert
Navigating the waters of mortgage renewal can be daunting, especially in a climate of rising interest rates. For many homeowners, the prospect of renewing their mortgage at a higher rate presents a significant financial challenge. However, it’s crucial to...
by Smith & Griffith Real Estate Team | Apr 2, 2024 | Announcements, Newsletters
Spring is Nearly Here Welcome to the spring edition of the Smith & Griffith Newsletter! As nature renews itself, so do we, bringing you the freshest insights on the Alberta real estate market. But first, our team has exciting news as we unveil an innovative...
by Smith & Griffith Real Estate Team | Feb 21, 2024 | Announcements, Ask The Mortgage Expert
Have you found a home that ticks all the boxes except maybe it has an outdated kitchen? We have a solution for you! A Purchase Plus Improvement loan is a type of loan that allows you to purchase a property and make improvements to it at the same time. This type of...
by Smith & Griffith Real Estate Team | Jan 9, 2024 | Announcements, Newsletters
It’s The Most Wonderful Time Of the Year Welcome to the much-awaited year-end edition of the Smith & Griffith Newsletter! As we step into the final stretch of the year, we’re excited to bring you the latest insights to help you make the most of...
