You have now been in your home for a while and hopefully you are able to enjoy it with your family. In the last two years many Albertans have seen an increase in the equity in their home due to increased home prices. This is a great thing for you and may provide you with some cash you could use for a project.

We are able to refinance up to 80% of your home’s value to access this equity and put it toward debt payments – helping make your monthly bills more manageable – or maybe you can use the equity to purchase a second home. If this is a home for a vacation property, child going to school or helping out a family member, and we do not need to use rental income to qualify, we can get you a second home for 5% down. Or maybe you can get this money working for you and purchase a rental property with 20% down so that you can start having someone else pay your mortgage for you. This will help build up equity over time and leave you with a high profit investment.

If you would like to explore any of these options, please reach out to Patricia at 403.875.2969 or Stacey at 403.850.7738.

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Get a Top Producing Team Working For You

Contact Smith & Griffith Real Estate Team for a free home evaluation.

Dan Hawkwood

Patricia McKean, a Lead Planner with the Unbeatable Mortgage Team at Mortgage Architects in Olds, has over 20 years of experience in lending and has been successful in helping a number of our rural clients obtain mortgages in Alberta.

Mortgage Architects
Olds, Alberta
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