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10 Things First Time Home Buyers Should Consider About Mortgages

by Smith & Griffith Real Estate Team | Sep 6, 2023 | Ask The Mortgage Expert, Resources

Becoming a first-time homebuyer is an exciting milestone, but it also comes with its share of challenges and responsibilities. To ensure a smooth and successful home buying journey, it’s important to be well-prepared and well-informed. We’d like to help in any...

Bridge Financing – a Useful Tool

by Smith & Griffith Real Estate Team | Sep 6, 2023 | Ask The Legal Expert, Resources

A large proportion of our clients who are purchasing a new home, also need to sell their existing property in order to have the necessary funds to complete the purchase. This of course leads to a significant timing issue – if the sale needs to be completed first, that...
Restrictive Covenants – Here’s What You Can’t Do

Restrictive Covenants – Here’s What You Can’t Do

by Smith & Griffith Real Estate Team | May 10, 2023 | Ask The Legal Expert, Resources

All municipalities have land use requirements and controls to which landowners are made subject. These take the form of by-laws and zoning requirements. In addition to those put in place by government, the law also allows further controls to be registered against...
What Services Does a Mortgage Broker Provide?

What Services Does a Mortgage Broker Provide?

by Smith & Griffith Real Estate Team | May 8, 2023 | Ask The Mortgage Expert, Resources

If you’re in the market for a home loan because you’re looking for your dream home, you should consider working with us, a mortgage brokerage, to help you find the right financing solution. We are a licensed professional who works as an intermediary between you and...
Rent-To-Own – Knowing the Risks for Buyers

Rent-To-Own – Knowing the Risks for Buyers

by Smith & Griffith Real Estate Team | Mar 6, 2023 | Ask The Legal Expert, Resources

Entering a rent-to-own contract can seem like a great way to acquire a home, especially for those who want to live in a specific property or location, but don’t quite have the cash for a full down payment for traditional financing. The buyer gets to live in the...
Gained Equity

Gained Equity

by Smith & Griffith Real Estate Team | Mar 6, 2023 | Ask The Mortgage Expert, Resources

You have now been in your home for a while and hopefully you are able to enjoy it with your family. In the last two years many Albertans have seen an increase in the equity in their home due to increased home prices. This is a great thing for you and may provide you...
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