by Smith & Griffith Real Estate Team | Sep 9, 2026 | Ask The Mortgage Expert
Many homeowners believe they must wait until their mortgage comes up for renewal before selling their home. That is not always the case. If your current home no longer meets your needs, it may be worth looking at your options now. The right choice depends on your...
by Smith & Griffith Real Estate Team | May 1, 2026 | Announcements, Ask The Mortgage Expert
Buying a rural property in Alberta is an exciting step. Acreages, hobby farms, and country homes offer space, privacy, and a lifestyle many people are looking for. While the opportunity is great, rural properties do come with a few extra things to consider before...
by Smith & Griffith Real Estate Team | Dec 4, 2025 | Announcements, Ask The Mortgage Expert
Figuring out how much mortgage you can afford can feel confusing, but it doesn’t have to be. Lenders use simple rules to decide how much you can safely borrow. Here’s an easy breakdown. What Lenders Look At Lenders check how much of your income goes toward: Housing...
by Smith & Griffith Real Estate Team | Sep 4, 2025 | Announcements, Ask The Mortgage Expert
With real estate values climbing across Alberta, many homeowners are sitting on a significant amount of equity in their homes. What does this mean for you? That untapped equity can be a powerful tool—whether you want to finally tackle those long-awaited renovations,...
by Smith & Griffith Real Estate Team | Jun 9, 2025 | Ask The Mortgage Expert
If you’re a first-time homebuyer in Canada, 2025 is shaping up to be a promising year. Over the last six months, several new and expanded initiatives have been introduced to help Canadians step into homeownership. From tax credits to extended amortization...
by Smith & Griffith Real Estate Team | Mar 13, 2025 | Ask The Mortgage Expert
Exciting changes are shaking up the mortgage world, and we want to share them with you! 30-Year Amortizations for First-Time Buyers & New Builds Finally, first-time homebuyers and anyone buying a brand-new home can qualify for a 30-year amortization on their...
