by Smith & Griffith Real Estate Team | Dec 9, 2024 | Ask The Mortgage Expert
Creating a Will is an essential part of any estate plan but is not the only item to consider. Here are a few important items to consider that we recommend to our clients, which go above and beyond a basic Will document: 1. A basic estate plan consists of a Will,...
by Smith & Griffith Real Estate Team | Sep 16, 2024 | Ask The Mortgage Expert
The Bank of Canada (BoC) is the country’s central bank, and its decisions on interest rates have significant impacts on the economy. Whether you’re buying a home, looking to invest, or simply trying to save, keeping an eye on the BoC’s rate movements...
by Smith & Griffith Real Estate Team | May 21, 2024 | Ask The Legal Expert, Resources
There are several provisions of the Income Tax Act (Canada) which allow farmers and ranchers to reduce or avoid the capital gains tax payable on the transfer of farmland to their children during their lifetime or upon their death. These provisions are commonly...
by Smith & Griffith Real Estate Team | May 13, 2024 | Announcements, Ask The Mortgage Expert
Navigating the waters of mortgage renewal can be daunting, especially in a climate of rising interest rates. For many homeowners, the prospect of renewing their mortgage at a higher rate presents a significant financial challenge. However, it’s crucial to...
by Smith & Griffith Real Estate Team | Feb 21, 2024 | Announcements, Ask The Mortgage Expert
Have you found a home that ticks all the boxes except maybe it has an outdated kitchen? We have a solution for you! A Purchase Plus Improvement loan is a type of loan that allows you to purchase a property and make improvements to it at the same time. This type of...
