by Smith & Griffith Real Estate Team | Dec 4, 2025 | Announcements, Ask The Mortgage Expert
Figuring out how much mortgage you can afford can feel confusing, but it doesn’t have to be. Lenders use simple rules to decide how much you can safely borrow. Here’s an easy breakdown. What Lenders Look At Lenders check how much of your income goes toward: Housing...
by Smith & Griffith Real Estate Team | Sep 4, 2025 | Announcements, Ask The Mortgage Expert
With real estate values climbing across Alberta, many homeowners are sitting on a significant amount of equity in their homes. What does this mean for you? That untapped equity can be a powerful tool—whether you want to finally tackle those long-awaited renovations,...
by Smith & Griffith Real Estate Team | Jun 9, 2025 | Ask The Mortgage Expert
If you’re a first-time homebuyer in Canada, 2025 is shaping up to be a promising year. Over the last six months, several new and expanded initiatives have been introduced to help Canadians step into homeownership. From tax credits to extended amortization...
by Smith & Griffith Real Estate Team | Mar 13, 2025 | Ask The Mortgage Expert
Exciting changes are shaking up the mortgage world, and we want to share them with you! 30-Year Amortizations for First-Time Buyers & New Builds Finally, first-time homebuyers and anyone buying a brand-new home can qualify for a 30-year amortization on their...
by Smith & Griffith Real Estate Team | Dec 9, 2024 | Ask The Mortgage Expert
As you may know, secondary suites are additional living spaces within a property that can serve various purposes, such as rental units or accommodations for extended family. Here are a few compelling reasons why your clients should consider this option: 1. Purchase...
by Smith & Griffith Real Estate Team | Dec 9, 2024 | Ask The Mortgage Expert
Creating a Will is an essential part of any estate plan but is not the only item to consider. Here are a few important items to consider that we recommend to our clients, which go above and beyond a basic Will document: 1. A basic estate plan consists of a Will,...
