by Smith & Griffith Real Estate Team | Dec 9, 2024 | Ask The Mortgage Expert
As you may know, secondary suites are additional living spaces within a property that can serve various purposes, such as rental units or accommodations for extended family. Here are a few compelling reasons why your clients should consider this option: 1. Purchase...
by Smith & Griffith Real Estate Team | Dec 9, 2024 | Ask The Mortgage Expert
Creating a Will is an essential part of any estate plan but is not the only item to consider. Here are a few important items to consider that we recommend to our clients, which go above and beyond a basic Will document: 1. A basic estate plan consists of a Will,...
by Smith & Griffith Real Estate Team | Sep 16, 2024 | Ask The Mortgage Expert
The Bank of Canada (BoC) is the country’s central bank, and its decisions on interest rates have significant impacts on the economy. Whether you’re buying a home, looking to invest, or simply trying to save, keeping an eye on the BoC’s rate movements...
by Smith & Griffith Real Estate Team | May 13, 2024 | Announcements, Ask The Mortgage Expert
Navigating the waters of mortgage renewal can be daunting, especially in a climate of rising interest rates. For many homeowners, the prospect of renewing their mortgage at a higher rate presents a significant financial challenge. However, it’s crucial to...
by Smith & Griffith Real Estate Team | Feb 21, 2024 | Announcements, Ask The Mortgage Expert
Have you found a home that ticks all the boxes except maybe it has an outdated kitchen? We have a solution for you! A Purchase Plus Improvement loan is a type of loan that allows you to purchase a property and make improvements to it at the same time. This type of...
by Smith & Griffith Real Estate Team | Nov 29, 2023 | Announcements, Ask The Mortgage Expert
Are you a first-time home buyer looking for a way to save for your down payment or know if someone who is? Look no further than the First Time Home Buyers tax-free savings account program! This new initiative allows Canadians to contribute up to $8,000 per year (up to...
