by Smith & Griffith Real Estate Team | Sep 16, 2024 | Ask The Mortgage Expert
The Bank of Canada (BoC) is the country’s central bank, and its decisions on interest rates have significant impacts on the economy. Whether you’re buying a home, looking to invest, or simply trying to save, keeping an eye on the BoC’s rate movements...
by Smith & Griffith Real Estate Team | May 13, 2024 | Announcements, Ask The Mortgage Expert
Navigating the waters of mortgage renewal can be daunting, especially in a climate of rising interest rates. For many homeowners, the prospect of renewing their mortgage at a higher rate presents a significant financial challenge. However, it’s crucial to...
by Smith & Griffith Real Estate Team | Feb 21, 2024 | Announcements, Ask The Mortgage Expert
Have you found a home that ticks all the boxes except maybe it has an outdated kitchen? We have a solution for you! A Purchase Plus Improvement loan is a type of loan that allows you to purchase a property and make improvements to it at the same time. This type of...
by Smith & Griffith Real Estate Team | Nov 29, 2023 | Announcements, Ask The Mortgage Expert
Are you a first-time home buyer looking for a way to save for your down payment or know if someone who is? Look no further than the First Time Home Buyers tax-free savings account program! This new initiative allows Canadians to contribute up to $8,000 per year (up to...
by Smith & Griffith Real Estate Team | Sep 6, 2023 | Ask The Mortgage Expert, Resources
Becoming a first-time homebuyer is an exciting milestone, but it also comes with its share of challenges and responsibilities. To ensure a smooth and successful home buying journey, it’s important to be well-prepared and well-informed. We’d like to help in any...
by Smith & Griffith Real Estate Team | May 8, 2023 | Ask The Mortgage Expert, Resources
If you’re in the market for a home loan because you’re looking for your dream home, you should consider working with us, a mortgage brokerage, to help you find the right financing solution. We are a licensed professional who works as an intermediary between you and...